The Citi Double Cash’s top-tier, flat-charge cash back again and intro harmony transfer APR enable it to be outstanding for virtually any suitable cardholder – so long as you often pay back your card promptly.

Redemption possibilities. When you need to redeem the cash you’ve acquired, it’s greatest to acquire options. Some cards limit how one can make use of your cash back again while some Permit you receive your cash again as an announcement credit score or possibly a direct deposit for your bank account.

Our writers, editors and sector industry experts rating charge cards depending on various variables like card functions, bonus features and impartial study.

CreditCards.com credit ranges can be a variation of FICO® Score 8, one particular of numerous sorts of credit rating scores lenders may well use When it comes to your bank card application.

Experience a better return by stashing your cash in the significant-produce discounts or examining account or possibly a CD ladder.

Activating the rotating classes Just about every quarter may be cumbersome, specifically for Those people new to credit cards.

Our writers, editors and business authorities rating charge cards based upon several different variables like card capabilities, bonus delivers and unbiased investigation.

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People who make investments with Bank of The us can get all the more out of this card through Lender of The united states’s Desired Benefits software, which delivers as much as a seventy five% bonus on details attained.

There’s a short runway about the intro APR present For brand spanking new card users, which could get you into trouble should you’re not paying attention.

Our writers, 150 cash editors and industry authorities score credit cards according to various aspects which include card functions, reward presents and impartial study.

It much too, can be paired having a premium Chase Ultimate Benefits® card to amp up the worth of qualified redemptions.

I’m delighted with the Chase Independence Flex® to get a few quarters All year long when its rotating 5% reward classes align with my top paying out practices, making it Tremendous beneficial.

This is just one scoring method and a bank card issuer might use another approach When thinking about your software. These are offered as pointers only and approval is not really guaranteed.